Grow your business
with PartPay

PartPay's instalment payment solution is used by large enterprises such as The Warehouse and Spark, as well as hundreds of small kiwi businesses. Our new Xero integration allows customers to spread the cost of their invoice over six weeks, but you the business gets paid up-front the next business day. Grow your business through acquiring new customers and up-selling, get paid faster and stand out in your industry.

Enquire about our pilot program now.

PartPay now has a Xero app available in the Xero App Marketplace. If you’re interested in potentially trialling PartPay and receiving a free digital marketing package to promote your business, register your details below and one of our team will be in touch to discuss further.

Grow your revenue

Attract new customers and drive higher value work by offering your customers the ability to pay for work over six weeks. PartPay's instalment payments service has been proven to increase new customer sales and average transaction values.

Get paid immediately

We pay you the next business day for the full amount less our merchant fee, helping you get paid faster. We take 100% of non-payment risk so if your customer gets approved to pay using PartPay, you can get on with running your business and avoid chasing late payers.

Fast and easy set-up

To set up a PartPay merchant account simply requires the submission of a short application form, and our Xero integration takes five minutes. Our team will walk you through the process so you can enjoy the benefits of accepting instalment payments in no time.

About PartPay

PartPay has worked closely with world-leading online accounting software provider Xero to enable Xero users to offer instalment payments to their customers. We’re both New Zealand companies proud to be helping small and medium-sized businesses win. Win more business and get paid faster with PartPay as a payment method. Your customers can pay over four interest-free fortnightly instalments while you get paid up front.


PartPay integrates seamlessly with Xero’s world-leading accounting software to help you win more business, increase sales and get paid faster.


PartPay can be added to Xero invoices as a payment method and allows your customers to spread the cost of their invoice over six weeks. We pay you the following day, less a small fee (which includes all debit and credit card fees, and payment processing costs). Customers who intend to pay in full immediately are able to do so via debit or credit card. (We charge a lower fee for this service).

On average an invoice processed through the Xero platform in January 2019 was paid nearly 11 days late. Invoices that offer an alternative payment type like PartPay in conjunction with Xero are paid 10 days faster than other invoices. Offering an instalment payment option can help you sell more and close more sales.

About Xero

Xero is world-leading online accounting software built for small business.

Get a real-time view of your cashflow. Log in anytime, anywhere on your Mac, PC, tablet of phone to get a real-time view of your cash flow. It’s small business accounting software that’s simple, smart and occasionally magical.

Run your business on the go. Use our mobile app to reconcile, send invoices, or create expense claims – from anywhere. Get paid faster with online invoicing. Send online invoices to your customers – and get updated when they’re opened. Reconcile in seconds. Xero imports and categorises your latest bank transactions. Just click ok to reconcile.

Try Xero Accounting Software for free

How to Connect PartPay and Xero


01. Apply for a PartPay merchant account by completing our application form. One of our team will be in touch within 24 hours and merchant account set-up is usually done within 3 business days

02. Sign up for a free Xero trial here (if you’re not already a Xero user)

03. Link your PartPay and Xero accounts using the guidance here

04. You’re good to go – you can now start offering your customers PartPay’s innovative payment service

Apply for your merchant account online

Apply for your merchant account online

Connect your accounts

Connect your accounts

Add PartPay to your invoice templates

Add PartPay to your invoice templates

Issue invoices

Issue invoices

Customers pay with PartPay

Customers pay with PartPay